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Well, you went on vacation or rented a car for work, and you were caught in a hailstorm.  What is the first thing that runs through your mind?  Do you suddenly regret not purchasing the extra coverage?  Do not fret; it is easier to resolve a hail claim than you think. Honda dealer in the Bridgewater area discusses hail claims on car rentals. What to do if Car Rental is Damaged by Hail First, whether or not you purchase the insurance, you should be covered under your primary car insurance policy. First thing’s first, take pictures and email them to yourself.  Doing so creates time-stamped proof of what happened and what the vehicle looks like.  Make sure you take photos of every panel, the doors, hood, roof and bumpers, even if there is no damage.  You will have proof that there is no damage if the company tries to claim otherwise. Call your insurance company and open a claim. When you drop off the car, take photos again and fill out the damage report with the car rental employee. If you purchased the company’s insurance, you should be finished once you pay the deductible.  The claim could take up to six months or more. Keep reviewing your credit card statement for claim-related charges. If your own insurance company is handling the claim, you do not have to deal with the car rental company once you drop off the vehicle.  Your insurance company can do that.  Any correspondence from the rental agency and concerns about the claim should be directed at your insurance company.

Think about how much you really rely on having your driver’s license.  A driver’s license is our key to freedom, allowing us to drive wherever we want.  There are many things that can ruin your ability to hop in the car, and a license suspension is one of them. Clinton Honda explains license suspensions in NJ. Scenarios That May Result in a Suspension A handful of scenarios can result in a license suspension in the state. Failure to appear for a court date or pay fines Failure to pay for surcharges Failure to pay child support for six months or more Driving on a suspended license, which can land you in jail for five years Fraudulent use of a license Driving under the influence Abandoning vehicle on the highway At-fault in an accident Unable to provide proof of auto insurance Certain medical condition Reckless driving License in Suspended, Now What? Fortunately, a suspension is not a revocation.  If your license is suspended three times within 36 months, you will lose your license for three years.  If the reason is for child support, noncustodial parent must contact the NJ Office of Child Support Services to discuss their options.  All others may take steps to restore their driving privileges. You must wait to reinstate until your license period has passed or you have made the appropriate arrangements. Pay a $100 restoration fee online, in person or by mail Follow NJ’s 6-point identification system for renewal Pay a processing fee